Guides / Family budget
The 20-minute family money meeting
A short monthly check-in that keeps the budget working.
A regular, short money meeting stops surprises and arguments. With older kids, part of it can include them.
Agenda
- Last month: what did we spend compared with the plan?
- Upcoming: birthdays, school costs, car repairs, trips
- Goals: how are savings goals doing?
- One change for next month
- Kids' part (optional): their savings goals and one money lesson
Make it easy
- Same day each month, about 20 minutes
- Keep it calm and practical; save bigger conversations for another time
- End with something nice: plan a free family activity
General educational information, not financial advice. Your Money Stretcher isn't paid by any bank, lender or company mentioned here.